Case Ledger Evidence → Outcome 2023–2026 / Sourced Record

Case Studies / Payments Intelligence

Don’t Take Our Word For It.
The Results Speak For Themselves.

Sixty-seven representative engagements, drawn from more than 100 projects since 2023, told by vertical and mechanism, never by name. Realized, identified, or modeled value, labeled every time. Go look for yourself.

67Representative engagements documented
10Service lines represented
17Buy-side diligence cases
Results remain in the source state reported. Search the evidence ledger →
The Full Docket

Fifty-Nine More, By Service.

Every row below carries the same sourcing discipline as the eight above. Some results are recoveries and savings; others are in-flight engagements or modeled scenarios, reported as such.

Buy-Side Diligence / 16
Laundromat operations SaaS Buy-side payments diligence on the target's processor economics and contract terms
Commercial-real-estate connectivity SaaS Buy-side payments diligence for an acquirer evaluating the platform
FinTech investor portfolio Payments diligence across an investor's platform portfolio
Nonprofit engagement SaaS Buy-side and post-close payments diligence via a PE sponsor
Restaurant POS SaaS Buy-side diligence on the payments P&L and PayFac conversion path
eCommerce software Payments diligence supporting an acquirer's investment thesis
Direct-lending payments platform Buy-side diligence on the platform's processing and cost basis
Equipment-rental SaaS Pre-bid payments diligence for a prospective acquirer
Roofing contractor SaaS Buy-side diligence on the target's payments program
Waste-management SaaS Payments opportunity assessment for a prospective acquirer
Hospitality agreements and payments SaaS Buy-side diligence on the target's payments economics
Portable sanitation and roll-off dumpster rental SaaS Pre-bid payments diligence on the platform
Asian restaurant POS SaaS Buy-side diligence on take rate and the PayFac path
SMB commerce SaaS Buy-side diligence on the PayFac conversion opportunity
Event-management SaaS Multi-vendor RFP and payments diligence for the platform
Live-event point of sale Buy-side diligence on the platform's payments economics
Residual Audit / 15
Jewelry-store SaaS Confidence-tiered annual exposure: ~$40K high-confidence, ~$120K medium-confidence, and $240K-$360K provisional; no recovery recorded
PE-backed $300M vertical SaaS $1M+ per year double-charge identified for a withheld PE-backed business
Vertical SaaS ISV Migration analysis exposed about $2M of incremental-revenue opportunity
Dental imaging software Seven years of semiannual repricing surfaced, with some merchants at 6.5% effective
Multiple vertical-SaaS accounts on a processor referral Repeatable residual-audit to material-breach to migration-acceleration chain across multiple processor counterparty accounts
Order-management software Residual Audit modeled a residual decline from ~$160K in 2025 to ~$150K in Y1 and ~$135K in Y2, plus ~$65K/yr buy-rate cost and ~$15K/yr Y2 cliff exposure
Medical-billing SaaS Merchant-level reconstruction identified a netted ~$2.2M annual claim; the ~$11M five-year lookback is modeled and no recovery is recorded
Lawn-care and field-service SaaS Completed diagnostic corrected a 2x volume error, established a ~3.1% true effective rate, and surfaced a dormant revenue line
Parking payments app No quantified result yet; source says the diagnostic was not yet sized at kickoff stage
Political fundraising payments platform Recovered greater than $1M per year through a fee-waiver true-up
Cross-client residual-audit portfolio About $20M in erroneous charges identified across the H1 2025 diagnostic book
PE-portfolio SaaS on a processor referral About $30K per year missing commission on one MID, about $120K estimated across the portfolio, plus leverage to raise the 50/50 rev-share to 65-70%
Vertical SaaS ISV No quantified result recorded; in-flight forensic residual audit.
Arts and ticketing SaaS Four monthly statement diagnostics delivered; financial impact not measured
Embedded-payments platforms Like-for-like cohorting exposed a setup-driven qualification pattern, but conflicting source versions block numeric publication
Business Case Formation / 8
Nordic fitness and facility SaaS No quantified realized result recorded; modeled path could triple revenue
Travel SaaS Phase 1 delivered: renew and renegotiate the processor now; three-pillar payments expansion remains modeled
Healthcare practice management SaaS Business case quantified ~$190K per month in lost revenue and modeled ~$230K, ~$575K, and ~$1.2M annual savings tiers
Multi-vertical SaaS $35K PayFac-as-a-Service business case validated a ~$3B TAM ceiling and 8 to 135 BPS model uplift
Funeral-home SaaS Business case framed a realistic $2-5M embedded-payments opportunity, followed by $600K year-one processor savings
Promotional-products SaaS Two-week payments operating-model business case formed through a growth-equity sponsor
Local-government SaaS No quantified result recorded; active board-budget business case in flight
Healthcare payer engagement SaaS ~$270K current captured revenue modeled into about $1.8M on the current 9 merchants, $5-8M at 50% carrier penetration, and a $20M+ full maturity target
Contract Negotiation / 4
CPA and accounting-firm SaaS Working processor proposal models about $2.3M of five-year savings; final commercial close remains outstanding
RV rental marketplace Ongoing negotiation around a ~$560K cumulative shortfall claim on ~$400M annual volume
Faith and giving SaaS A confidential second-processor RFP established a processor at about 5.6 bps and modeled about $1M over three years
Dental practice management SaaS Processor deal renegotiated; surcharging remained in beta testing with deployment planned
Diagnostic / 6
Disaster-restoration SaaS ~$3M projected year-two net-income impact on about $200K investment, roughly 15× modeled ROI
PE firm portfolio Diagnostic pitch not accepted; no engagement or quantified result recorded
Home-design marketplace Proposal-stage diagnostic: prior renegotiation roughly doubled net take rate, with $200K investment and $3M year-two impact ROI math in the March 2026 proposal
Healthcare payments SaaS In-flight diagnostic; no completed quantified result recorded
Payments processor Pitch-to-budget approval in 1 day, with an AWS co-op rebate evaluated as a funding source
Gym and fitness SaaS No quantified client result recorded in the source
Fee Diagnostic / 4
Bootstrapped vertical SaaS Pricing menu established at $35K intros-only, $75K canonical, and $115K big-project, with $35K intros-only identified as the highest-margin offering
PE-portfolio SaaS A five-phase Fee Diagnostic to full RFP engagement codified our repeatable payments framework
Bootstrapped vertical SaaS Fee Diagnostic established the $25-30K diagnostic pricing anchor and converted into the $25-35K Diagnostic rung
Legal-billing merchant account Modeled six-figure annual savings from surcharging, with $1.3K-$1.8K/month of additional platform margin from the flat-rate buffer
Fractional GM of Payments / 2
Home-care agency SaaS ~1,000 accounts and ~$400M migrated after the forensic work; the later deployment identified $1.8M in optimization within 2 weeks
Legal-billing SaaS 30% 9-week payments MRR lift target plus $15K to $17K monthly forward savings opportunity identified
Sponsor Bank Architecture / 3
Hotel and motel SaaS Processor agreement signed; PFaaS architecture migration remains in flight
Regional bank Committed on 2025-10-15 to a two-tier PFaaS partner-directory model instead of a proprietary PFaaS build
Quote-to-cash B2B SaaS Dual-provider architecture committed after we normalized vendor cost basis at ~$9M, ~$8M, and ~$16M across three providers
GTM Strategy Design & Implementation / 1
Vehicle-rental SaaS $1.4B addressable volume across 149 merchants, with ~$430K to ~$540K incremental revenue projected over 4 to 12 months

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