4
Operating Seats
Software platforms, ISOs, banks, and processors each expose a different layer of the economics.
Five Perspectives / One Method
One Payment Truth.
Five Ways In.
Five perspectives bring different evidence, incentives, and questions. Straata turns each into one operating truth: what the program earns, what it misses, and what moves next.
The off-the-shelf AI for your payments data. Pointed at whichever payments problem is yours.
Revenue Observed$26.4MNormalized across programs
Programs Read23Five perspectives
Validated Queue$5.9MAnnualized opportunity
Next Moves7Ranked by time to value
Perspective RegisterEvidence In → Action Out
PerspectivePrimary EvidenceSignalNext Move
Software PlatformMerchant P&L + residuals+14 bpsDiagnostic
ISOMulti-processor residuals-$186KReconcile
BankReferral book + merchant pricing-$1.4KReconcile
ProcessorSigned, inactive volume$84MActivate
Private Equity & InvestorsCompany-level baselines$3.2MPrioritize
Evidence QueueState-Labeled
01Platform DiagnosticValidated / Revenue$1.39M
02Residual VarianceDetected / Accuracy$186K
03Migration BookIn Flight / Volume$84M
04Residual RegisterDetected / Payout Accuracy$1.4K
ReadsContractsResidualsTransactionsMerchant P&L
Read From Your Perspective
Software Platforms
ISOs & Agents
Banks & Credit Unions
Processors
Private Equity & Investors
Five Perspectives, One Method
Five Perspectives, One Method.
Each perspective in one honest sentence, so you can self-select in ten seconds. Four are operating seats. The fifth is an ownership lens that reads across all of them. The vocabulary changes by seat. The method underneath does not.
Channel 01 / ISV
Cent-LevelMerchant P&L Truth
Software Platforms
Your fastest-growing revenue line has no real reporting behind it. Straata gives it cent-level truth and, when you want one, an owner.
Open The ISV Lane →
Channel 02 / ISO
One BookEvery Processor, Reconciled
ISOs & Agents
You’re leaving money on the table and can’t see it. Straata absorbs the multi-processor reconciliation, surfaces what it hides, and keeps the book optimized.
Open The ISO Lane →
Channel 03 / Bank
Line By LineThe Book You Are Paid On
Banks & Credit Unions
You earn on a merchant portfolio somebody else prices, reports, and reconciles. Straata ties the payout back to the agreement and hands the evidence back to the bank.
Open The Bank Lane →
Channel 04 / Processor
ActivationSigned Volume, Made Live
Processors
Your hardest problem is signed platforms that never go live. Straata gets the book migrated and the volume activated.
Open The Processor Lane →
Channel 05 / PE / Portfolio
1:NCompany-Level Roll-Up
Private Equity & Investors
Payments can transform enterprise value, but most sponsors can’t see how to capture it. Straata makes every company legible and ranks the portfolio’s biggest opportunities.
Open The Portfolio Lane →The Shared Method
Four Operating Seats. One Ownership Lens.
Evidence Entry Map
Five Perspectives / One Method
1
Ownership Lens
Private equity makes company-level payment evidence comparable across a portfolio.
What Each Perspective Needs To Read
01 / ISV
Revenue
02 / ISO
Margin
03 / Bank
Residual
04 / Processor
Volume
05 / PE / Portfolio
Value
One Normalized Record
Evidence
PE overlaps the operating lanes; it is not another volume sliceSame method reads every perspective
One First Step
Every Perspective Starts With The Same First Step.
No perspective gets a different funnel. The first move everywhere is the same fit check: which seat or ownership lens applies, what files exist, and what payment question needs an answer first.
Step 01
Pick Your Perspective
ISV, ISO, Bank, Processor, or PE / Portfolio. The perspective sets the vocabulary, not the method.
Step 02
Same Fit Check
Twenty minutes on processor, volume shape, and which files you can pull.
Step 03
Payments Diagnostic
Four files in, reconciled line by line against what you signed.
Step 04
Report Card
Grades, money on the table, and time to unlock, back in a week.