Payments Engineering

We Build The Payments. You Keep Building The Product.

The integration between your platform and the processor is real, money-movement software: onboarding, tokenization, webhooks, reconciliation, routing. Straata builds and owns it, with the payments and business context an outside dev shop does not have, so your own engineers stay on the roadmap that sells.

The off-the-shelf AI for your payments data. So your team ships product, not payments plumbing.

The Build Problem

Someone Has To Build The Integration. Your Three Options Are All Bad.

Payments is not a feature you bolt on. It is money movement, compliance, and reconciliation, and it has to be built right. The usual ways to get it done all fail.

Your own engineers

Constrained and pointed at the core product. Payments waits behind the roadmap, competing with the features that actually sell.

Vibe-coding it

This is money movement, tokenization, and reconciliation. Improvised code is a non-starter where a dropped transaction is real dollars and real compliance risk.

A third-party dev shop

They can write code, but have no payments expertise and no context on your book, your economics, or what good even looks like.

The one option with all of it

Straata brings the payments expertise, the engineering, and the context on your business and your book in one team. We build it, prove it, and own the outcome, so you ship payments without pulling engineers off the product.

What We Build

The Whole Payments Stack, End To End.

01 / Integrations

Processor & gateway integrations

Connect your platform to any processor’s APIs, or several, with the auth, capture, refund, and payout flows wired and tested.

02 / Embedded

Embedded payments & PayFac enablement

Stand up embedded payments or a payment-facilitator model: sub-merchant onboarding, funding, and the economics that come with owning the flow.

03 / Credentials

Tokenization & vault-migration orchestration

We orchestrate the secure movement of stored cards and network tokens between providers through their compliant vault programs. We never touch card data, and PCI scope stays where it belongs.

04 / Ledgering

Webhooks, ledgering & reconciliation

Event handling, a payments ledger, and reconciliation that ties every payout back to contract terms and bank deposits, to the cent.

05 / Onboarding

Merchant onboarding & KYC flows

Application, verification, and activation flows that get merchants live fast without dropping compliance.

06 / Routing

Routing & orchestration

Least-cost and smart routing across processors and rails, so the same volume settles cheaper and more reliably.

When You Need It

Not Every Build Is A Migration.

Payments Engineering stands alone, and it is also the first half of a managed migration. The common triggers:

First-Time LaunchYou are adding payments to your product for the first time and want it built right, not bolted on.
Adding Or Replacing A ProcessorA new processor decision needs the integration built and proven before anything moves.
The Build Half Of A MigrationThe integration a managed migration moves the book onto. See the migration →
PayFac / Embedded BuildoutMove from referral economics to owning the payment flow, with the plumbing to support it.
Modernizing A Brittle IntegrationA legacy integration that breaks, drops transactions, or nobody understands anymore.
Reconciliation & LedgerThe data plumbing behind payout accuracy and merchant-level P&L. Pairs with Data Activation.

Why Straata

Payments Expertise, Engineering, And Your Context. In One Team.

A dev shop can write code. An advisor can tell you what to build. Straata does both, and knows your book, so the integration is right the first time and owned after.

Context

We know payments and your book

The economics, the compliance, the failure modes. We build toward the outcome, not just the ticket.

AI-Native

We ship faster

Our own tooling compresses the build. The off-the-shelf AI for your payments data means less custom work and a faster path to live.

Owned

Not a body shop

We do not hand you code and walk. We own the integration, run it, and stand behind the outcome end to end.

Focus

Your engineers stay on the product

Payments stops competing with the roadmap. Your team ships the features that sell while we ship the payments.

Start With The Evidence

Scope The Build In Your Own Data.

Bring your current setup and where you want to go. The first call gives you the integration shape, the risks, and whether Straata is the right team to build it.